Insurance claims are when you make notice for reimbursement or coverage from the insurance company when the insured has suffered a loss that is covered under the insurance policy. Under Alabama law, insurance companies are not allowed to refuse to pay a customer’s claim without “reasonable justification.” This means that an insurance company must engage in a reasonable investigation and pay legitimate claims in a timely manner. If an insurance company fails to handle its customer’s claim properly, it may be held accountable in bad faith for resulting economic losses, including lost wages, interest on money the insured borrowed to cover expenses while insurance benefits were wrongfully withheld, and loss due to damaged credit.
If you have been treated unfairly by an insurance company that owes you money call us today, John V. Martine, Attorney at Law, for a free consultation: 205-606-6788. Se habla español.